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By – Derrick Masilela, Product Marketer With the increase of installations of alternative energy solutions, users are often uninformed about the associated risks and solutions. Dealing with lithium-ion battery fires, for instance, requires specific strategies due to their unique and hazardous properties. Here’s an expanded view on handling these fires effectively: Challenges with Lithium-Ion Battery […]

By Herman Liebenberg – General Manager, Insure City Insurance Brokers Wintertime in the northern regions of South Africa is generally a dry season. With that in mind, there is no better time to do some maintenance and upkeep on your property, especially when it comes to your roof and trees. By July, most trees would

By Derrick Masilela, Product Marketing Administrator Ensuring that your insurance claims are processed smoothly and without delay, begins with understanding your policy schedule. This document is crucial, as it outlines the specifics of your coverage, ensuring that all relevant information is accurate. What is a Policy Schedule? The policy schedule is an integral part of

By Herman Liebenberg – General Manager, Insure City Insurance Brokers It’s inevitable that at some point we all have to navigate the claims process on our insurance policies regarding assets covered. For those not familiar with the process, this can be very intimidating. This article will explain the process and provide guidelines to make it

By Herman Liebenberg – General Manager, Insure City Insurance Brokers Insurance is supposed to be a simple agreement where you insure your assets for a fixed fee with terms and conditions. Knowing that your assets are safely insured should the unimaginable happen is a great source of peace of mind. However, many agreements/contracts contain a

By Herman Liebenberg – General Manager Insure City Insurance Brokers (Pty) Ltd After a long and very chilly winter, we’re going into what could be a very wet spring and summer. With this in mind, we thought it best to remind our readers about the importance of roof maintenance. Something we never think of until

By Herman Liebenberg – General Manager Insure City Insurance Brokers (Pty) Ltd How do alternative power solutions affect your insurance policy as a member of a community scheme (Body Corporate/homeowners association)? With the numerous options available to consumers regarding alternative power solutions, it is prudent to focus on the most commonly used solutions: Solar panels,

By Herman Liebenberg – General Manager Insure City Insurance Brokers (Pty) Ltd Underinsurance has been a contentious issue for many years, mostly since the insured only really understands the reality of it once they have had a claim and weren’t paid out the full insured value. Understanding insured value: Insured value, specifically on a building,

Let’s looks at generators in a sectional title scheme. Our power generation system has made the term “load-shedding” a part of our national vocabulary, and something likely to continue for the foreseeable future. This raises the very important question from a sectional title perspective regarding the installation of generators in a scheme and the resolutions that are required. Generally,

By Theresa du Preez – General Manager Insure City Insurance Brokers (Pty) Ltd What does it mean if your insurer includes a warranty in your insurance policy? A warranty in terms of South African insurance law is a condition prior to inception; or continuation of insurance cover; or payment of a claim which you must